Health coverage abroad
Browse the information below to find answers to common questions about your health and medical coverage abroad.
Healthcare and medications while abroad
OIO will provide you with contact information for the nearest participating hospital during the mandatory pre-departure orientation. You may contact the hospital directly to schedule an appointment or contact GeoBlue for help scheduling a cashless office visit with an English speaking doctor. Note that for a cashless visit, “direct pay” should be requested at least 48 hours prior to your appointment. More information about this may be found on the GeoBlue website.
If you are on a short term program - a staff member will be on the ground to support you through any issues you may encounter. Notify the staff member if you get sick or hurt while on the program and they will help you to address the situation.
In the case of an emergency, go immediately to the nearest physician or hospital and then contact GeoBlue. GeoBlue will contact your medical provider and monitor your case to ensure the medical care is appropriate and adequate resources are available.
If you are taking medication, contact the GeoBlue Global Health and Safety team after you have received confirmation of your insurance enrollment. The Global Health and Safety team will determine if you can take your medication with you or if it is available for you to get after arriving in your host country.
Additionally, OIO strongly encourages you to set up a travel appointment with your primary care physician or the IU Health center to discuss where you are going, any required vaccinations, and if those may react with medications you are currently taking.
Be sure to bring your insurance card, passport, and a credit card or some other form of payment. If it will make you more comfortable, consider also bringing a friend, classmate, or the program staff (if you are on a short term program).
If you don’t speak the local language, write down your problem on a piece of paper and bring a phone with a translation app such as Google translate, just in case you end up with hospital staff who do not speak English.
Keep all documents, forms, and receipts that you receive. These will be important for insurance purposes later.